Question by financial advisor: Should students be required to take finance classes in school?
With the economic situation the way it is, and more and more people being deeper in debt, should schools start providing finance classes in school?
Working in the financial field myself, I see on a daily basis how people don’t really have any idea of how important it is to plan for the future, and most of those who think they have planned, haven’t really prepared properly.
What do you think? Do you know how to lay out a monthly budget? How to invest for your retirement, whether an IRA, 401(k), or other retirement system? Do you understand how to utilize the system to receive the most tax breaks possible?
95% of America has 5% of the total money available in America. These people consist of employees and those who are self-employed. The other 5% have the remaining 95% of the money, and are business owners and investors.
So do you want to work for your money, or have your money work for you?
Best answer:
Answer by wilderone74
i think a class like this would be extremely valuable as a required class for a senior in highschool at the minimum. there should be a class touching on these topics each year beginning as a freshman in highschool and ending in their senior year. the classes should be mandatory for all students. i think it would be a huge benefit to them once they are in the real world. a lot of kids in school today have everything given to them by their parents and they develope a false sense of security because of that. once they enter the real world, they have a major reality shock and many can’t handle the fact that they have to pay for everything on their own. they think they can start out as a CEO of a company or something without working your way up. giving them a sense of how money works and how they have to work for things and plan for things would be a very valuable tool in their futures. i personally would have loved to have had a class like that in highschool. at least to have had the tools to begin building my future rather than finding it all out on my own.
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